Case Studies | ASK Capital

First-Time Home Buyer

• Client’s Name: Maria and John S.
• Need: As first-time home buyers, Maria and John were excited but overwhelmed by the home financing process. They had a limited budget and were unsure about their options.
• Solution Offered: ASK Capital provided the couple with a comprehensive overview of available loan products and helped them secure a mortgage with a low down payment and favorable interest rate. We guided them through each step of the application, ensuring they understood the terms and felt confident in their decision.
• Client’s Result: Maria and John successfully purchased their first home, enjoying a smooth and stress-free financing experience. They are now proud homeowners and have already recommended ASK Capital to friends and family.

Refinancing for Financial Flexibility

• Client’s Name: Robert K.
• Need: Robert had an existing mortgage with high monthly payments and wanted to refinance to lower his expenses and free up cash flow.
• Solution Offered: Our team at ASK Capital evaluated Robert’s financial situation and offered a refinancing solution that significantly reduced his interest rate and monthly payments. Additionally, we provided him with a home equity loan to fund his daughter’s college education.
• Client’s Result: Robert now enjoys lower monthly mortgage payments and has the financial flexibility to support his daughter’s education without straining his budget. The refinancing process was straightforward, and Robert appreciated the personalized service he received.

W&D Consulting

• Service Type: Contract Financing
• Challenge: W&D Consulting, a reputable New York-based lobbying and consulting firm, secured over $4 million in earned revenue from a $300 million government contract awarded to five non-profit organizations under the New York City Asylum (Hotel) Program. Despite the secured and receivable nature of their income—payable over 36 months—they faced a critical challenge: the need for immediate working capital to begin executing their scope of work. With government disbursements typically delayed, W&D needed a swift and strategic financial solution to bridge the funding gap and maintain project momentum.
• Solution Delivered:
  • ASK Capital facilitated a $1,000,000 contract financing facility for W&D Consulting by connecting them with a private investor aligned with impact-focused capital deployment. This financing was secured against W&D’s $4 million accounts receivable, stemming from pre-earned advisory, lobbying, and management fees tied to the hotel shelter programs for asylum seekers across New York City.
    
  • ASK Capital’s financing structure was designed with flexibility in mind, allowing W&D to monetize future cash flows without compromising operational control. The agreement accounted for the firm’s monthly recurring revenue of approximately $150,000, backed by active hotel operations and a reliable client base—most notably, People’s Path, which contributed over 50% of the receivables.
• Impact & Results
  • With immediate liquidity in place, W&D Consulting was able to:
  • Successfully execute its advisory and vendor management responsibilities for over 30 hotels housing 3,000+ asylum seekers across Brooklyn, Queens, Staten Island, and the Bronx.
  • Deepen strategic partnerships with non-profits such as People’s Path, St. Paul’s Center, and Manna of Life, among others.
  • Reinforce its position as a leading innovator in the New York daycare and social housing ecosystem, especially within high-impact, city-backed social programs.
  • Strengthen its long-term cash flow and investor attractiveness by meeting contractual deliverables ahead of schedule.
• Lessons Learned
  • Early Capital Access is Critical: Delays in government disbursements highlight the importance of securing upfront financing to maintain operations and deliver on contractual obligations without compromising performance timelines or reputation.
  • Receivables Are Viable Collateral: Properly structured accounts receivable tied to government contracts can serve as reliable collateral, enabling firms to attract investor confidence and bridge funding gaps for large-scale projects.
  • Strategic Partnerships Accelerate Execution: Partnering with financing firms like ASK Capital enables firms to execute faster, build credibility, and focus on service delivery while delegating capital acquisition and investor management.

Brownstone NYC

• Client Type: Real Estate Development Firm
• Challenge/Need: Brownstone NYC needed a strategic partner to help acquire and reposition a portfolio of seven non-performing residential real estate notes valued at $8 million in Brooklyn, NY. The assets were distressed, tied up in complex legal and tenant situations, and financially non-performing.
• Steps or Strategies Used to Address the Challenge: ASK Capital executed a joint portfolio acquisition, combining debt restructuring, tenant buyouts, legal and construction expertise, and phased asset repositioning to streamline transitions, cure violations, and unlock value from the distressed portfolio.
• Measurable Outcome: ASK Capital achieved $3.32 million in debt savings through discounted settlements, generating $4.46 million in exit proceeds, created $2.42 million in equity, and sold 3 of 7 assets, with 4 still in the sales pipeline.
  
• Lessons Learned:
  
  • Distressed asset resolution requires agility across legal, financial, and construction verticals.
    
  • Strong partnerships (like with Brownstone NYC) enhance execution speed and community outcomes. 
  • Focused note acquisition strategies can unlock hidden value while maintaining social impact, such as preserving housing and stabilizing neighborhoods.

Brownstone NYC (Asset: 1261 Findlay Ave)

• Client Type: Real Estate Developer
• Challenge/Need: The 2-unit property was tied up in foreclosure with a non-performing mortgage, with 15 individual non-paying tenants in place, delaying any redevelopment plans.
• Steps or Strategies Used:
  • ASK Capital negotiated buyouts with tenants to vacate the building.
  • Navigated legal and transactional processes to obtain clean title, a key step in the repositioning process.
• Measurable Outcome:
  • Settlement: $565,000
  • Exit Price: $1.18 million
  • Equity Created: $615,000
• Lesson Learned: Tenant engagement and buyouts, when handled with care and structure, can unlock significant asset value.

Brownstone NYC (Asset: 940 E 227th St)

• Client Type: Real Estate Developer
• Challenge/Need: The property was non-performing and riddled with code building violations, severely limiting its marketability.
• Steps or Strategies Used: Structured financing and exit strategy with a projected resale in 6 months.
• Measurable Outcome:
  • Settlement: $350,000
  • Exit Price: $1.25 million (Pending Sale)
• Projected Equity: $900,000
• Lesson Learned: Strategic financing combined with legal expertise can transform a highly distressed property into a premium asset with significant equity gains.